How Do I Get Started?

Be an informed home buyer.

Gather as much information as you can. This website will answer many of your questions. As always, feel free to call or email us with any questions you may have!

Buying a home?
Home Buyer's Brochure
Download this special report.
Home Buyers: How to avoid paying too much. A simple guide to help avoid overpaying for your home.
  • Familiarize yourself with the mortgage process.
  • Begin the application process by getting prequalified and preapproved from a mortgage lender. Do this first. I will need your mortgage qualification, and it will significantly strengthen your offer when you find a home.
  • Get your financial picture in focus as soon as possible. Since it is an important component, be aware of your credit situation. You are allowed a free copy of your credit report . The best time to work on your budget is before you move.
  • It is important to find an Realtor® that you trust and find competent before you go rushing off looking for homes or you may end up with no representation. When you choose an agent in advance, you can compare backgrounds, experience and more.
  • Determine your housing needs and wants to determine what types of houses you should be considering.
  • Familiarize yourself with the various types of housing available: Single family homes, townhouses, and condominiums.
  • Familiarize yourself with how to set a value on a house. This can save you a great deal of time and helps to avoid disappointment.
  • When you find an acceptable house, write an offer.
  • Negotiate your best deal using the information you have acquired.
  • If you haven’t already done so, apply for a mortgage loan.
  • Arrange for home inspection. Protect yourself and do not skip this step!
  • Learn about home warranties and what they cover.
  • Compare and secure homeowners insurance. Since homeowners insurance is a long term expense, getting the best deal here brings savings that continue.
  • Arrange for a closing agent or attorney. Make all final preparations for closing.
  • Make moving plans. If you plan to use a moving company, make comparisons and reserve time now.
  • Secure final loan approval and commitment from the lending institution. If you have done your “up-front” work, this should be one of your easiest steps.
  • Do a final walk through of the house.
  • Final closing and settlement.
  • Move into your new home and enjoy! You deserve it!
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    Find out how your property compares with others on the market or recently sold.
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    Guidance on picking a price range, rates & choosing the right loan.
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  • Testimonials

    Dave and Linda were fantastic throughout the process of selling my home during very difficult economic conditions. — Bill Green - Merrimack (seller)

    I honestly thought there was nothing they could have done better. — Matt Brady - Nashua (buyer)

    Excellent brochure/presentation of our house. — Leo & Sally Cheever - Temple (sellers)

    Very professional; very engaged in the process from start to finish; always available. Excellent service! — Nick & Sasha Frasca - Merrimack (buyers)

    Very considerate of our schedule in regards to our children. — Laurie & David Toupin - Brookline (sellers)

    Rate A+ — Ray Young - Nashua (seller)

    Dave is an extremely talented Realtor who understands the market like nobody else ... He takes the time to really listen to his clients so as to be able to fully understand their needs. — Rusty Smith (seller)

    It is a great feeling waking up in our own house and we could not have done it without you. I would recommend Team Heeter to anyone I know looking to buy or sell a home. — Louis & Stacy Cardinale - Nashua (buyers)

    Provided lots of help with great emails and communication overall. — Rick Dumais - Nashua (buyer)

    Dave was fantastic and surpassed my expectations in a realtor! I would do the whole process with him again if needed. (: — Carleen Reed - Nashua (buyer)

    Awesome all around!!! :-) Very professional. Awesome service! — Stephen & Erika Csicsek - Merrimack (sellers)

    We had more showings in the first month, than we had all together with the previous two agencies. — Bill & Lise Cook - Nashua (sellers)

    We are well satisfied. — James & Loren Downey - Merrimack (sellers)

    Keep up the great work! — Rick Dumais - Nashua (seller)

    Without professional help from you, I am sure the process would be much harder. But in the end... we love our new home. — Winston Sun - Windham (buyer)

    I never expected to be able to sell our house so quickly and with such ease. We will gladly refer you to friends and family...You helped us find the perfect home and helped us make our dream come true. — Kimberli & Greg Carrier - Nashua/Hollis (buyers & sellers)

    Thank you for all your hard work! — Petra O'Hagan - Sandown (seller)